Sabtu, 24 Maret 2012

    Alcohol and Drug Addiction

    Alcohol and Drug Addiction

    Alcoholism is one of the gravest and scary problems facing our world today. Unfortunately, it is a problem that is continually increasing for the simple reason that alcohol is so readily available almost everywhere. In fact, alcohol and drug addiction has become a tough nut, to crack, so to speak.

    Drugs and alcohol makes people feel good; but not everyone who uses alcohol is likely to become an alcoholic. When they are able to feel high, they are apt to use more, just to maintain that feeling. Eventually, the drugs and or alcohol take hold of a person’s life until they are completely controlled by the effects they are used to. And far too many finally lose their health and their self respect. In some areas, as many as one drinker in every eight loses his control of the use of alcohol.

    Many countries of the World, has declared a “war on drugs. This is a great effort, but it might just be too big of an epidemic to control. The real truth is that if we take a personal interest in healing those around us, we can gain control of the problem, one person at a time- if we’re lucky.

    How do you detect if your loved ones are alcoholic and drug addicts? The answer to this question is not farfetched as it is quite easy to recognize the signs of alcohol and drug addictions. Below here are indications to alert you of the danger or problem:

    • Finanancial problems
    • Spacey and unintelligible conversation
    • Chronic bloodshot eyes
    • Problems with work or school
    • Excessive shaking or tremors
    • Avoidance of social situations
    • Delirium Tremens
    • Mental deterioration
    • Alcoholic hallucinations

    If you recognize any of these signs in a loved one, you should take steps to confront your loved one and try to steer them towards recovery effort. The family can do much to help. First of all, each must realize there is no easy road to abstinence. It takes time. The alcohol habit is not overnight nor will it disappear through any magic formula or pill. Antabuse may be useful in a few cases, provided the alcoholic genuinely want to quit. But, without his entire co-operation, every effort is doomed to failure.

    Alcohol and drug addiction can be debilitating to families all over the world. It takes hold of lives and can ruin them in an instant. Drug and alcohol addiction are very serious diseases that should not be ignored. If you think you or a loved one might be struggling with this powerful problem, seek help now.

    There are more resources available now than ever before when it comes to drug and alcohol addiction. Below here are some simple steps to fight the problem:

    • Have a real desire to quit drinking.

    • Resolve to help others. Be a missionary to others who are enslaved to alcohol. This will strengthen your own resolve not to touch it again.

    • Make a complete confession of all your personal defects and weakness. This is not pleasant, but is important in making a true recovery.

    • Acknowledge God’s help in winning your battle. Give Him, the glory, for you know only too well you could never do this alone.

    • Ask for God’s ever- present help. When you are fully sincere in this, you will never want to drink any more. It is as simple as that.


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    Jumat, 23 Maret 2012

    How Collecting Grand Canyon Airplane Coupons Can Provide a Less Expensive Trip

    The Grand Canyon is one of the most exquisite places in the world to visit and those lucky enough to live in the States are able to go on regular trips to recharge physically, spiritually and emotionally. Nature has the capacity to fill these needs because natural phenomena can be overwhelming to experience. This national park tends to make visitors aware of their size in a titanic universe. Collecting Grand Canyon Airplane coupons allows visitors to take a trip at less than full price.

    Experiencing this natural wonder in as many ways as possible is highly advisable as walking through the canyons doesn't provide quite the same encounter as experiencing it in aerial view. The benefit of airplane travel is that visitors get to see far more each day than they would by land. It's possible to select a trip to the west or east rim, but unfortunately not both in one go. West rim tours are best for those with less time on their hands.

    The west rim route takes about seventy minutes and incorporates views of the Hoover dam, Boulder city and Lake Mead. When in the canyon itself, sights of volcanoes, Grand Wash Cliffs and Grapevine Mesa will be seen. Because tours are usually narrated, tourists get to listen to a tale spanning the two billion years the natural wonder has been in existence.

    The Mojave desert, which will be seen on this trip, is about 54 000 square miles and has distinctive mountainous boundaries. In it is a little portion of land famous for being both the hottest and lowest lying zone in North America. No wonder it's called Death Valley, with temperatures often raging into 105 degrees Fahrenheit.

    The enormous force that carved the Grand Wash cliffs in Arizona, the Colorado River, is now twenty miles away, working its artistic flair on the canyons instead. Those who do this short trip will want to eventually do the longer south rim tour, which can last as long as 7 hours. This journey gives tourists the opportunity to stop periodically and really take in the view.

    They will receive the same visions of Lake Mead, Hoover Dam and Colorado River on the way. They will then stop at the most scenic spots, have an opportunity to eat lunch in the canyons themselves and embark on a few hours of guided touring by coach. This way, they get to combine a little land based viewing with aerial views and tour narration.

    The mere knowledge that one is right inside one of the seven natural wonders of the world is an incredible feeling. Tourists will see the Zuni corridor, Zuni Point, and the Painted desert. They will reach the North corridor, where they will view Dragoon Corridor, perhaps the most striking site in the canyons due to its unparalleled depth and width.

    There's simply no way to see all those sites from the ground. There's not enough time. Dong it by air allows one to really have a full experience of it. Using Grand Canyon Airplane coupons will make it affordable to any pocket.


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    Samsung Galaxy Note ICS update pushed back to Q2

    Samsung Galaxy Note ICS update pushed back to Q2 - GSMArena.com news

    Samsung Galaxy Note ICS update pushed back to Q2

    We are afraid we have some bad news for the Galaxy Note users out there. The Android 4.0 Ice Cream Sandwich update for the phoneblet has been pushed back from its initially announced Q1 launch to Q2.

    It's only been confirmed by Samsung Norway through its Facebook account, so it's not certain if the delay will be a global thing, but that seems likely. The global rollout of the Ice Cream Sandwich update only took a few days, so we assume the Galaxy Note units, which are much fewer in number will be updated in a very short interval.

    The reason for the delay is unknown just yet and so is the exact launch date. With Q2 starting in a couple of weeks and ending in June the delay might be a pretty minor thing or it could mean another three months without the latest and greatest from the Google OS for the Note users. Here's hoping it will be a case of the former rather than the latter!


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    Minggu, 04 Maret 2012

    Presiden Lebanon: Israel Jangan Coba-Coba Ganggu Minyak Kami

    REPUBLIKA.CO.ID, BEIRUT -- Presiden Lebanon, Michel Suleiman, memperingatkan Israel untuk tidak melanggar hak-hak minyak bumi Lebanon. Karena, hal tersebut akan memicu peperangan.

    Suleiman menyerukan entitas Zionis tidak mengambil tindakan apapun mengenai eksplorasi minyak di Mediterania timur. Tindakan tersebut jelas mengganggu kepentingan Lebanon.

    "Setiap pelanggaran hak-hak minyak bumi kami akan mengarah pada perang," kata Suleiman seperti dikutip Press TV. "Kami tidak pernah menyerang Israel, tapi mereka selalu menyerang kami. Yang terakhir adalah pelanggaran terhadap zona ekonomi eksklusif kami.''

    Suleiman mengatakan Lebanon kini memiliki sebuah periode stabilitas meskipun terjadi kerusuhan di wilayahnya. Dia melontarkan kecamannya terhadap Israel saat melakukan kunjungan kenegaraan ke Republik Cheska. Suleiman bertemu dengan Menteri Luar Negeri Republik Cheska, Karel Schwarzenberg, pekan lalu.


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    AS -Israel Bahas Rencana Perang ke Iran, 5 Maret

    REPUBLIKA.CO.ID, TEHERAN -- Para pejabat senior Amerika Serikat (AS) dan rezim Israel akan mengadakan pertemuan untuk membahas cara menyerang Iran. Pertemuan itu akan dihadiri oleh Perdana Menteri Israel, Benjamin Netanyahu dan Presiden AS, Barack Obama di Washington pada 5 Maret mendatang.


    "Mereka ingin merencanakan langkah ke depan untuk menyerang Iran dan menyatakan bahwa bangsa Iran tidak memiliki hak untuk memiliki program energi nuklir. Meskipun, jelas bahwa program energi nuklir di Iran adalah penggunaan atom energi untuk tujuan damai, "kata Ralph Schoenman, Minggu (4/3).

    "Saya pikir apa, baik AS maupun Israel akan membahas bagaimana mereka dapat melakukannya bersama-sama, tentang destabilisasi Iran dan pembongkaran kedaulatan nasional dan integritas nasionalnya. Itulah salah satu agendanya," tambahnya.

    Schoenman berpendapat bahwa Washington memiliki sebuah pemikiran ideologis untuk luar negeri, seperti yang terjadi dalam perang pimpinan AS di Afghanistan dan Irak, dan sekarang para pejabat AS berusaha untuk mengeksplorasi kesempatan untuk mengintensifkan perang dan ancaman mereka ke kedaulatan Iran.

    Untuk itu, para analis politik meminta semua hak asasi manusia dan pendukung demokrasi untuk menentang intervensi perang yang akan dilakukan oleh AS dan rezim Israel.


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    Sabtu, 03 Maret 2012

    Is Mortgage Refinancing Right For You?

    Is Mortgage Refinancing Right For You? By Simon Volkov At Isnare.com Ezine Articles

     

    Mortgage refinancing can be beneficial to borrowers who need to reduce monthly loan installments or want to take advantage of reduced interest rates. It can also offer a solution to those in preforeclosure; meaning banks have not taken legal action to repossess the property.

    A second type of mortgage refinancing is that of cash back mortgages. This option allows borrowers to obtain lump sum cash using accrued home equity. Since home loans are assessed with a lower rate of interest than other types of loans, entering into a cash back mortgage might be a smarter option when funds are required for large purchases.

    Refinancing requires mortgagors to apply for a new home loan. Proceeds from the new loan are used to pay off the previous loan. Borrowers must possess sufficient credit scores and payment history to qualify for financing. Those with bad credit, mortgage arrears, or high debt-to-income ratios typically will not qualify.

    Many homeowners refinance through their current lender. However, it is always smart to shop around and compare lender rates. It is also smart to review current loan documents to determine if prepayment penalties exist.

    Many banks include a prepayment clause within the 'Truth in Lending' section. In many cases, prepayment penalties are assessed during the first 5 years. Others reduce penalties annually throughout the duration of the loan.

    Borrowers often fail to read loan contracts and are shocked to discover they are penalized for early payoff. Mortgagors holding two or more mortgages can take a hard financial hit when refinancing.

    Mortgage lenders typically assess closing costs for refinanced loans. Fees can be as much as 6-percent of the outstanding principal and interest. Common refinance fees include: loan application, loan origination, title search, land survey, property inspections and appraisals, and legal expenses. Cost to refinance a $200,000 mortgage could hover around $12,000.

    One source for borrowers facing foreclosure is Making Home Affordable. This government-sponsored program offers solutions to those struggling to meet mortgage obligations under Home Affordable Refinance Program (HARP).

    HARP eligibility requirements are provided at MakingHomeAffordable.gov, but may vary by lender. The program is offered to borrowers with Fannie Mae or Freddie Mac loans who are current with loan installments and have not been more than 30 days late with payments within the previous 12 months.

    Borrowers can apply for HARP mortgage refinance as long as the outstanding balance of their current mortgage does not exceed 125-percent of current market value and they have the financial ability to comply with new payments.

    Another credible source for borrowers in need of mortgage assistance is the Department of Housing and Urban Development. HUD provides complimentary housing counseling to those facing foreclosure; in need of loan modification; or assistance with refinancing home loans.

    HUDs website includes an entire section dedicated to mortgage refinance. Visitors can download lender comparison guides and financial worksheets; locate local housing counselors; and learn about all available programs at HUD.gov.

    Mortgage refinance can be a good option as long as borrowers conduct due diligence and carefully weigh the advantages and disadvantages of taking out a new home loan. Borrowers should only engage this option if doing so makes smart financial sense.

    For most people, their home is the most valuable asset owned. Borrowers should pursue all available options to protect it. Making poor financial decisions or engaging in wasteful spending can quickly place real estate at risk for foreclosure. Take time to assess the risks and rewards of mortgage refinancing before entering into a new contract.

    Published At: Isnare.com Free Articles Directory - http://www.isnare.com/


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    Senin, 22 Maret 2010

    Koleksi Seprei mylove

    Koleksi Seprei mylove


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